3 of the most popular Ohio home loans we provide here at Schmidt Mortgage Ohio are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Ohio home mortgage products we offer, please click below.
Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.
This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.
Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.
Understanding the Impact of Labor Market and Other Factors on Homeownership As a homeowner or a prospective one, understanding mortgage rates is crucial. It’s not just about finding the right house; it’s about securing the best financing for your investment. Mortgage rates fluctuate, influenced by various factors, and one of the significant determinants is the […]
Traditions, Celebrations, and Home Decor Easter, a joyous time of renewal and celebration, is just around the corner! Whether you’re commemorating religious significance or simply reveling in the arrival of spring, there’s no shortage of ways to make this holiday egg-ceptional. From timeless traditions to creative decorations, let’s dive into the colorful world of Easter! […]
As a homeowner, maintaining a lush and vibrant lawn is often a top priority. However, the persistent presence of weeds can be a relentless obstacle to achieving that goal. Weeds not only detract from the aesthetic appeal of your yard but also compete with your plants for essential nutrients, sunlight, and water. Fortunately, there are […]
When it comes to selling your home, staging is key. From decluttering to enhancing curb appeal, every detail matters in making a lasting impression on potential buyers. Among the many factors that contribute to a buyer’s experience, one often overlooked element is the scent of the home. Yet, the power of smell can significantly impact […]
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