3 of the most popular Ohio home loans we provide here at Schmidt Mortgage Ohio are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Ohio home mortgage products we offer, please click below.
Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.
This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.
Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.
January 17, 2025When considering purchasing a home, it’s essential to understand the various mortgage options available to you. Each type of mortgage caters to different financial situations and preferences. Here’s an overview to help you navigate your choices: Fixed-Rate Mortgages (FRMs) With a fixed-rate mortgage, the interest rate remains constant throughout the loan term. This stability ensures […]
January 10, 2025Your backyard is more than just a patch of grass—it’s an extension of your home and a space that can provide relaxation, entertainment, and even a little escape from the daily grind. With a few easy upgrades, you can transform your outdoor area into a cozy, functional retreat that friends and family will love. Here […]
January 3, 2025Tips for Success If you’re planning to sell your house this year, you’re probably hoping to maximize your sale price. The good news is that even in a competitive market, there are proven strategies to boost your home’s value and appeal to potential buyers. From strategic updates to smart staging, here are actionable tips to […]
December 27, 2024Keeping your major appliances clean is essential not only for maintaining their efficiency but also for extending their lifespan. Regular cleaning can help prevent breakdowns, improve energy efficiency, and ensure your home stays hygienic. Here are some simple tips and tricks to clean the most commonly used household appliances and recommendations on how often each […]
35104 Euclid Avenue Suite 200 Willoughby, OH 44094
