3 of the most popular Ohio home loans we provide here at Schmidt Mortgage Ohio are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Ohio home mortgage products we offer, please click below.
Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.
This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.
Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.
April 17, 2026There’s something deeply comforting about walking into a home that smells clean, fresh, and inviting. Scent is often the first thing we notice when we enter a space, and it has the power to instantly influence our mood, energy, and even our memories. Creating a home that smells good isn’t just about masking odors—it’s about […]
April 10, 2026There’s something about spring that naturally invites a reset. The days get longer, the air feels lighter, and suddenly, the clutter and dust that went unnoticed during the winter months feel impossible to ignore. Spring cleaning isn’t just about tidying up—it’s about creating a space that feels calm, functional, and refreshing. Whether you love organizing […]
March 27, 2026The Top Decorating Trends Transforming Spaces in 2026 In 2026, home design is shifting in a refreshing direction—one that prioritizes comfort, personality, and intentional living. Instead of chasing perfection, homeowners are embracing spaces that feel warm, layered, and uniquely their own. Whether you’re settling into a new home or simply refreshing your current space, these […]
March 21, 2026Buying your first home is an exciting milestone—one that represents stability, investment, and a place to truly call your own. While the process can feel overwhelming at times, understanding what to expect and how to navigate each step will help you move forward with confidence. What to Expect as a First-Time Buyer The homebuying process […]
35104 Euclid Avenue Suite 200 Willoughby, OH 44094
