3 of the most popular Ohio home loans we provide here at Schmidt Mortgage Ohio are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Ohio home mortgage products we offer, please click below.
Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.
This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.
Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.
He was very patient to explain the process to me and made the process as easy as possible. He was quick to respond when I had questions and was available via phone, text and email.
Bill has been great to work with. He is very knowledgeable, responsive and will even schedule calls on evenings and weekends if necessary (which is great for me because it's hard to take many of those calls during normal business hours). I can't recommend him enough!
Bill is a very helpful and is quick with responding. He helped me understand everything a first time home owner would need to understand. He is a very patient person and he is willing to answer all your questions. I liked how he made me feel comfortable with my choice to go with his company and made me feel less stressed about my choice. He quickly responds to all situations and even contacts you on weekends. He was a pleasure to do business with and I have already recommended him to others.
Bill is very professional and very patient with his clients, as well as, knowledgeable. Great asset to your company! Bill told me exactly what he needed from me in order to close the loan on the house. He was punctual in getting back to me . I would recommend him to my friend's and family.
Bill Bayer was very honest and knowledgeable regarding the loan process of purchasing our new home. He went above and beyond to do everything that he could to guide us and help us to provide him with the information that was needed to close the loan. He was always very prompt in returning our calls or emails, and answered any questions that we had, making sure that we fully understood his response. If a time came that we decided to move an needed to purchase a new home, I wouldn't hesitate to contact Bill to complete our loan! He's a great guy who did a great job!!
September 22, 2021The nip of the first chill in the air. The colorful foliage. The pumpkin spice everything. Oh yeah, and the long list of home maintenance tasks awaiting you at the start of the season. The postsummer months are a critical time for knocking out routine home maintenance to keep your household running smoothly into winter. […]
September 15, 2021It’s important to get pre-approved at the beginning of the homebuying process, but what does that really mean, and why is it so important? Especially in today’s market, with rising home prices and high buyer competition, it’s crucial to have a clear understanding of your budget so you stand out to sellers as a serious […]
September 8, 2021Moving can be a long and difficult process. It’s no surprise that many people experience hiccups along the way. These tips may alleviate the pain and frustration that comes with making those mistakes. Keep reading to learn about some of the most common moving mistakes, as well as how to fix them. Not scheduling your […]
August 31, 2021Your home is likely the largest investment you’ll ever make, and something you’ll obviously want to preserve. Preventative home maintenance will not only protect your home and maintain its value, but it will also help you save money in the long run. You will also ensure that your home is a safe and comfortable place […]
35104 Euclid Avenue Suite 200 Willoughby, OH 44094
