3 of the most popular Ohio home loans we provide here at Schmidt Mortgage Ohio are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Ohio home mortgage products we offer, please click below.
Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.
This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.
Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.
He was very patient to explain the process to me and made the process as easy as possible. He was quick to respond when I had questions and was available via phone, text and email.
Bill has been great to work with. He is very knowledgeable, responsive and will even schedule calls on evenings and weekends if necessary (which is great for me because it's hard to take many of those calls during normal business hours). I can't recommend him enough!
Bill is a very helpful and is quick with responding. He helped me understand everything a first time home owner would need to understand. He is a very patient person and he is willing to answer all your questions. I liked how he made me feel comfortable with my choice to go with his company and made me feel less stressed about my choice. He quickly responds to all situations and even contacts you on weekends. He was a pleasure to do business with and I have already recommended him to others.
Bill is very professional and very patient with his clients, as well as, knowledgeable. Great asset to your company! Bill told me exactly what he needed from me in order to close the loan on the house. He was punctual in getting back to me . I would recommend him to my friend's and family.
Bill Bayer was very honest and knowledgeable regarding the loan process of purchasing our new home. He went above and beyond to do everything that he could to guide us and help us to provide him with the information that was needed to close the loan. He was always very prompt in returning our calls or emails, and answered any questions that we had, making sure that we fully understood his response. If a time came that we decided to move an needed to purchase a new home, I wouldn't hesitate to contact Bill to complete our loan! He's a great guy who did a great job!!
November 7, 2022Holiday travel is here with Thanksgiving and Christmas just around the corner! During this time of year traveling can be challenging thanks to the nearly two million travelers per day jet setting during these holiday months. To help keep your sanity and to make sure you arrive at your destination and not stuck in a […]
October 31, 2022Fall is such a fun time of year. The weather starts to cool down, families can get outside and make memories together. This year especially, it’s important to save more than you spend. Here are some wonderful fall traditions to do with your family that cost little to nothing. Visit a Pumpkin Patch One of […]
October 21, 2022The Federal Reserve raised its benchmark interest rate .75% in September and concerns over how this would affect the personal finances of millions of Americans started to arise. While an increase in rates may help tame inflation, they don’t always help consumers. However, some homeowners may still benefit from mortgage refinancing. In fact, even with […]
October 14, 2022There are many perks associated with buying a house that go beyond the house itself. For example, financial stability, financial strength, tax deductions, a permanent home, and a sense of community are all perks that come along with owning a home. The rewards of homeownership may seem daunting, but they are well worth it. Long-Term […]
35104 Euclid Avenue Suite 200 Willoughby, OH 44094
