3 of the most popular Ohio home loans we provide here at Schmidt Mortgage Ohio are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Ohio home mortgage products we offer, please click below.
Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.
This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.
Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.
June 7, 2025Keeping your home clean doesn’t mean you have to rely on harsh, chemical-laden products. In fact, many everyday household items can be used to keep your space sparkling while also protecting your health and the environment. Natural cleaning solutions are not only cost-effective but also safer for children, pets, and anyone with sensitivities to synthetic […]
May 31, 2025You Can Do These Repairs Yourself Around the House Taking care of your home doesn’t always require hiring a professional. In fact, many common household issues can be tackled with a few basic tools, a bit of patience, and a can-do attitude. Whether you’re a first-time homeowner or just looking to save money, here are […]
May 24, 2025Why Buying a Home Still Matters In a world where financial headlines constantly speculate about interest rate hikes and drops, many potential homebuyers are stuck in limbo — waiting for the “perfect” time to buy. If you’re one of them, here’s a bit of reality: mortgage rates may not fall significantly anytime soon. But don’t […]
May 16, 2025Owning Your Own Home and How to Get There Owning a home is a dream for many, and for good reason. Beyond the pride of having a place to call your own, homeownership brings financial stability, personal freedom, and long-term investment opportunities. In this blog, we’ll explore the key benefits of owning your own home […]
35104 Euclid Avenue Suite 200 Willoughby, OH 44094
