3 of the most popular Ohio home loans we provide here at Schmidt Mortgage Ohio are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Ohio home mortgage products we offer, please click below.
Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.
This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.
Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.
He was very patient to explain the process to me and made the process as easy as possible. He was quick to respond when I had questions and was available via phone, text and email.
Bill has been great to work with. He is very knowledgeable, responsive and will even schedule calls on evenings and weekends if necessary (which is great for me because it's hard to take many of those calls during normal business hours). I can't recommend him enough!
Bill is a very helpful and is quick with responding. He helped me understand everything a first time home owner would need to understand. He is a very patient person and he is willing to answer all your questions. I liked how he made me feel comfortable with my choice to go with his company and made me feel less stressed about my choice. He quickly responds to all situations and even contacts you on weekends. He was a pleasure to do business with and I have already recommended him to others.
Bill is very professional and very patient with his clients, as well as, knowledgeable. Great asset to your company! Bill told me exactly what he needed from me in order to close the loan on the house. He was punctual in getting back to me . I would recommend him to my friend's and family.
Bill Bayer was very honest and knowledgeable regarding the loan process of purchasing our new home. He went above and beyond to do everything that he could to guide us and help us to provide him with the information that was needed to close the loan. He was always very prompt in returning our calls or emails, and answered any questions that we had, making sure that we fully understood his response. If a time came that we decided to move an needed to purchase a new home, I wouldn't hesitate to contact Bill to complete our loan! He's a great guy who did a great job!!
July 16, 2021If you’re a homeowner in 2021, there’s a very good chance that you have a fair amount of equity due to recent market appreciation. So if you’re wanting to take advantage of historically low borrowing rates and pay off debt or do some home improving, there are a few ways to go about it. There […]
July 9, 2021Your home is possibly the most important, and probably the most expensive, commodity you will ever purchase. That said, it makes a lot of sense to put some time and effort into protecting it! While your exact security needs will vary based on the type of home you own, and your neighborhood, the following home […]
July 2, 2021Hot weather is either already here, or just around the corner in your area, and you need to be sure that your home is ready for the summer heat. With these simple upgrades and repairs, you’ll have peace of mind knowing that your home will remain cool and comfortable no matter what the weather is […]
June 25, 2021Homeowners across the country have transformed their kitchens and living rooms into temporary workstations. But have they created an optimal setup for remote work? Use these following tips to make a home office more inviting and motivational. Fresh Paint Whether you have a designated home office or plan to repurpose a spare bedroom or basement, […]
35104 Euclid Avenue Suite 200 Willoughby, OH 44094
