3 of the most popular Ohio home loans we provide here at Schmidt Mortgage Ohio are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Ohio home mortgage products we offer, please click below.
Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.
This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.
Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.
He was very patient to explain the process to me and made the process as easy as possible. He was quick to respond when I had questions and was available via phone, text and email.
Bill has been great to work with. He is very knowledgeable, responsive and will even schedule calls on evenings and weekends if necessary (which is great for me because it's hard to take many of those calls during normal business hours). I can't recommend him enough!
Bill is a very helpful and is quick with responding. He helped me understand everything a first time home owner would need to understand. He is a very patient person and he is willing to answer all your questions. I liked how he made me feel comfortable with my choice to go with his company and made me feel less stressed about my choice. He quickly responds to all situations and even contacts you on weekends. He was a pleasure to do business with and I have already recommended him to others.
Bill is very professional and very patient with his clients, as well as, knowledgeable. Great asset to your company! Bill told me exactly what he needed from me in order to close the loan on the house. He was punctual in getting back to me . I would recommend him to my friend's and family.
Bill Bayer was very honest and knowledgeable regarding the loan process of purchasing our new home. He went above and beyond to do everything that he could to guide us and help us to provide him with the information that was needed to close the loan. He was always very prompt in returning our calls or emails, and answered any questions that we had, making sure that we fully understood his response. If a time came that we decided to move an needed to purchase a new home, I wouldn't hesitate to contact Bill to complete our loan! He's a great guy who did a great job!!
Let’s be clear…it’s a great time to sell your home. Inventory is low, resulting in higher asking prices…and mortgage rates are historically low allowing buyers more purchasing power. That doesn’t mean that all homes sell immediately or for top dollar. Despite what you may read or hear, buyers are still picky…within reason…but rightfully so. By […]
If you are a first time homebuyer or just thinking about getting back into the market after a brief hiatus, your timing couldn’t be better! Yes, it’s a big step that requires some upfront costs, but the long-term benefits more than make up for itin the end. Aside from having a place to call your […]
In ringing in the new year, we celebrate the past and make new goals for the future. We also welcome the new year’s “it” color. For over 20 years, The Pantone Color Institute has been responsible for choosing the annual color that will influence product development and purchasing decisions in many industries, including fashion, home […]
While it can be overlooked often times, a homeowner’s equity helps build long-term wealth over time. So, as home values climb, your equity does too. That’s exactly what’s happening today. There aren’t enough homes on the market to meet buyer demand, so bidding wars and multiple offers are driving prices up. That’s because people are […]