3 of the most popular Ohio home loans we provide here at Schmidt Mortgage Ohio are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Ohio home mortgage products we offer, please click below.
Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.
This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.
Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.
He was very patient to explain the process to me and made the process as easy as possible. He was quick to respond when I had questions and was available via phone, text and email.
Bill has been great to work with. He is very knowledgeable, responsive and will even schedule calls on evenings and weekends if necessary (which is great for me because it's hard to take many of those calls during normal business hours). I can't recommend him enough!
Bill is a very helpful and is quick with responding. He helped me understand everything a first time home owner would need to understand. He is a very patient person and he is willing to answer all your questions. I liked how he made me feel comfortable with my choice to go with his company and made me feel less stressed about my choice. He quickly responds to all situations and even contacts you on weekends. He was a pleasure to do business with and I have already recommended him to others.
Bill is very professional and very patient with his clients, as well as, knowledgeable. Great asset to your company! Bill told me exactly what he needed from me in order to close the loan on the house. He was punctual in getting back to me . I would recommend him to my friend's and family.
Bill Bayer was very honest and knowledgeable regarding the loan process of purchasing our new home. He went above and beyond to do everything that he could to guide us and help us to provide him with the information that was needed to close the loan. He was always very prompt in returning our calls or emails, and answered any questions that we had, making sure that we fully understood his response. If a time came that we decided to move an needed to purchase a new home, I wouldn't hesitate to contact Bill to complete our loan! He's a great guy who did a great job!!
Is buying a home with solar panels the right choice for you? Currently, solar power accounts for just 3.9 percent of total U.S. electricity generation, but that number is rapidly growing. Ultimately, there are a few things to consider when determining if the house you are shopping for should be equipped with solar panels or […]
Seems like everyone is finding a way to make some extra cash these days. An easy one for anyone to start with is selling things taking up space in your house. There are many ways that you can get cash for your unwanted stuff but a good old-fashioned yard sale is still the best way. […]
Getting into the spring season has never been easier than running to your local nursery and picking up some healthy indoor plants. Whether it’s a small fern or a large spider plant, not only will you be sprucing up your home, you’ll also be more productive and possibly less stressed. Who doesn’t want that? Increases […]
No matter how diligent you are when it comes to fixing things around the house, you’ll eventually have unexpected maintenance issues pop up. While some of these may allow time for you to save up to repair them, some may need to be repaired immediately. Here are a few of the more common issues that […]
35104 Euclid Avenue Suite 200 Willoughby, OH 44094