Valentine’s Day Home Improvement Ideas

Valentine’s Day Home Improvement Ideas
Posted February 5, 2021 in Home Improvement

Greeting cards, romantic dates, flowers, and chocolates are the gold standard for Valentine’s Day. But this year, why not do something different? The best Valentine’s Day gifts are those that can be enjoyed for years. DIY or home improvement projects create lasting memories reflective of a special bond between people. It’s less about the actual […]

How To Get The Most Ohio Home For Your Money

How To Get The Most Ohio Home For Your Money
Posted January 29, 2021 in Real Estate

A buyer’s market is when there are more properties for sale than prospective buyers, and sellers are more willing to go with a low bid. However, that doesn’t mean you can’t buy a new home in a seller’s market, when there are more buyers than homes, and sellers can afford to hold out for higher […]

Tips for Ohio Homebuyers to Make a Competitive Offer

Tips for Ohio Homebuyers to Make a Competitive Offer
Posted January 20, 2021 in Real Estate

Today’s market has high buyer interest and low inventory. With so many buyers competing for a limited number of homes, it’s more important than ever to know how to submit a confident and competitive offer. Here are a few tips for this important stage in the homebuying process. Trust Your Real Estate Agent Making an […]

Renting Vs. Buying in Ohio

Renting Vs. Buying in Ohio
Posted January 13, 2021 in Real Estate

With today’s low mortgage rates, there’s great opportunity for current renters to make a move into homeownership that stretches each dollar a little bit further. While the best timeline to buy a home is different for everyone, the question remains: Should I continue renting or is it time for me to buy? The answer depends […]

Easy Ways To Upgrade Your Ohio Home’s Curb Appeal

Easy Ways To Upgrade Your Ohio Home’s Curb Appeal
Posted January 5, 2021 in Home Improvement

A tidy, tasteful home will catch any buyer’s eye. That’s why many people put effort into fixing up—and even staging—the interior of their home before putting it on the market and hosting open houses. But did you know that an unkempt exterior could deter potential buyers from even setting foot in the door? That’s right. […]

Explaining Some Common Mortgage Programs

Explaining Some Common Mortgage Programs
Posted December 26, 2020 in Mortgage

When you get a mortgage in , there are several options you can choose from, including FHA, VA, and USDA mortgages. The one you select will determine how big a down payment you’ll need, what credit score you should have and all the other requirements you’ll need to meet. But choosing the right mortgage product […]

Preparing Your Ohio Home for Winter

Preparing Your Ohio Home for Winter
Posted December 18, 2020 in Home Improvement

Cold weather is officially here, and you’ll likely want to ensure that your home is ready to deal with the ice, snow and cold temperatures. Just because everything seems to be in good shape now doesn’t mean that you won’t experience any problems over the course of the winter. Here are some repairs and inspections […]

Fannie Mae & Freddie Mac Increase Conforming Loan Limits For 2021

Fannie Mae & Freddie Mac Increase Conforming Loan Limits For 2021
Posted December 9, 2020 in Mortgage

The Federal Housing Finance Agency announced a new baseline conforming loan limit for Fannie Mae and Freddie Mac in 2021: $548,250. This is a 7.5% increase from 2020’s limit of $510,400 and marks the fifth consecutive year of increases from the FHFA. In 2016, the FHFA increased the Fannie and Freddie conforming loan limits for […]

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Bill Bayer - Loan Officer

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