We offer a variety of low and no money down home financing solutions including Fannie Mae’s HomeReady. With the HomeReady program, borrowers may finance up to 97% of the value of a home. The cash needed to cover closing costs and the 3% down payment may come from multiple sources including gift funds (e.g. parents), grants, and Community Seconds.

No minimum personal funds are required!

Not sure if HomeReady is right for you? We can help you explore this program and discuss other low and no money down financing options.

Why Choose HomeReady?

With HomeReady, you can put down as little a 3%. The cash needed for the down payment and closing costs can come from multiple sources. And, unlike many other low and zero down options, borrowers may be able to cancel their mortgage insurance (MI) once they’ve reached 20% equity.

Low down payments, flexible funds, and the ability to cancel mortgage insurance… that’s why to consider HomeReady.

Want to learn more and hear about other low and zero down options? Call us today for a free consultation.

Additional Features Include

Questions? Contact Bill Bayer Today!
Bill Bayer Ohio Mortgage Broker

Our team looks forward to exceeding your expectations through our streamlined & simple loan process.

Free Consultation
Ohio Home Value

Instant Home Valuation

Grab a FREE, instant property valuation today!

Mortgage Calculators

Estimate your mortgage payment to see what you can afford!

Contact Bill Bayer

Bill Bayer - Loan Officer

NMLS# 214028

(440) 342-3409

35104 Euclid Avenue Suite 200 Willoughby, OH 44094

Get Directions